The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Credit scores are grouped into ranges between 300 to 850. The ranges are used by lenders to determine your creditworthiness. Many, or all, of the products featured on this page are from our ...

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...