Not all of the credit is refundable, but a significant portion still is. The IRS says the refundable share of the Child Tax ...

Having a business credit file can open the doors to a lot of financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit ...

As a lawyer focusing on Fair Credit Reporting Act cases, I have seen firsthand the impact that a mix-up in credit reporting can have on an individual’s financial and emotional well-being. One issue ...

I’ve had the hair-pulling experience of trying to correct errors in my credit files. It was a journey to automation hell. Let’s say a creditor incorrectly reported that you were seriously late on a ...

In 2017, KrebsOnSecurity showed how easy it is for identity thieves to undo a consumer’s request to freeze their credit file at Experian, one of the big three consumer credit bureaus in the United ...

Homeownership is an important life goal and milestone for many Americans, providing meaningful benefits beyond building wealth and financial security. But today in the United States, 26 million adults ...

Objective. In the world of credit, the moving force for a consumer is the credit score. A high credit score will help secure good credit with favorable terms and even a somewhat lower credit score ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

Credit and home buying go together like peanut butter and chocolate. Of late, hackers and identity thieves have left a bad taste in the mouths of many prospective homebuyers. A perfect example was the ...