Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

You can now get free credit reports pretty much whenever you need one, not just once a year. The three national credit reporting bureaus — Equifax, Experian and TransUnion — will permanently allow you ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Your credit score and credit reports play a big part in your financial life. But what is a credit report, and how does it differ from your credit score? Your credit report is a comprehensive list of ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...