Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

It was a good year for life insurance sales. But problems with indexed universal life overshadowed some of that good news.

In the labyrinthian world of personal finance and insurance, indexed universal life insurance stands out as a particularly intricate product. Known for their flexibility and potential for cash value ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...

When you have a conversation about the tools investors commonly use to build wealth, a wide array of assets — such as stocks, bonds, real estate, mutual funds, and more — are often the most common ...

Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

Life insurance is most commonly known for providing beneficiaries with a death benefit upon the death of a provider, giving them a chance to recover financially and pay for major expenses like bills ...