If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

See our CD penalty calculator and a list of banks’ penalties to find out what an early withdrawal costs. Many, or all, of the products featured on this page are from our advertising partners who ...

Eugenio Dante Suarez, associate professor of finance at Trinity University, says the "perfect withdrawal amount" isn't 4%.

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

I wrote last week about a recent article in Forbes (What Is the Sustainable Spending Rate for Retirees in 2016?) by Wade Pfau that adopts my suggestion (from 14 years ago) that a valuation adjustment ...

Morningstar’s new analysis suggests a 3.9% starting withdrawal rate gives retirees a high probability of not running out of money during a 30-year retirement. Delaying Social Security until age 70 can ...

Most people think addiction means a person has severe withdrawal when not taking alcohol or drugs. But withdrawal symptoms occur with ADs and many non-addicting medications.